Checked by NextRoleHub · Posted 25 Oct 2026
At a glance
- Company Emata
- Location Mbarara, Uganda
- Job Type Full Time
- Industry Agriculture, Consumer Credit, Fintech
- Region Mbarara
Portfolio Associate (Southwest) is open at Emata in Mbarara, supporting dairy lending and portfolio quality across Southwest Uganda. The role covers loan onboarding, KYC and CRB checks, disbursement, repayments, reconciliation and farmer data. Applicants should be comfortable with numbers, proactive with clients and fluent in Runyankole and English. Explore more fintech jobs in Uganda, agriculture jobs and jobs in Mbarara. Applications are reviewed on a rolling basis.
Portfolio Associate Job Overview
- Employer: Emata
- Location: Mbarara, Uganda
- Portfolio: Dairy loans across Southwest Uganda
- Languages: Runyankole and English
- Deadline: Rolling applications; no fixed date stated
- Salary: Not stated
About Emata
Emata is a Ugandan fintech and licensed microfinance institution providing digital loans, crop insurance and digital payments for agricultural businesses and farmers. Its official careers page states that, since launching in 2021, it has served more than 60,000 farmers and partnered with more than 100 agricultural companies and cooperatives. It has offices in Bugolobi, Kampala, and Mbarara.
About the Portfolio Associate Role
You will support the Dairy Southwest portfolio, helping loans reach farmers quickly while keeping repayments on track and portfolio records accurate.
Key Responsibilities
- Set up loan products, run KYC and CRB checks, make pre-disbursement calls and get most loans disbursed within 15 minutes.
- Keep portfolio at risk (PAR) within target, follow up on-time repayments and reconcile payments against repayment schedules.
- Flag repayment problems early and resolve them with clients and farmers.
- Drive management information system (MIS) usage and keep farmer data clean and complete.
- Ensure insurance cover is in place where relevant and support timely claims settlement.
- Help prepare field launches and relaunches, and maintain partnership reporting and status updates.
Qualifications and Requirements
- Attention to detail and confidence with numbers, schedules and reconciliation.
- A proactive approach to following up issues.
- Confidence speaking with farmers and partners by phone and in the field.
- Teamwork and ownership of outcomes.
- Fluency in Runyankole and English.
The official advert does not specify a minimum degree or number of years of experience.
Skills and Competencies
Loan onboarding, KYC, CRB checks, reconciliation, repayment follow-up, portfolio monitoring, accurate data management and clear communication are central to the role.
Benefits
Emata lists a competitive package, health insurance, an employee shareholder plan, salary loans and a friendly, hard-working team. No salary figure is published.
How to Apply
Visit the official Emata careers page, find Portfolio Associate (Southwest), and follow the application instructions. Applications are reviewed on a rolling basis, so apply early.
Application Tips
- State your Runyankole and English fluency clearly.
- Use examples showing accurate reconciliation and proactive follow-up.
- Highlight any relevant loan operations, collections or farmer-facing experience without overstating your background.
Apply on the Emata portal
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